{"id":3178,"date":"2020-12-24T00:00:58","date_gmt":"2020-12-23T17:00:58","guid":{"rendered":"https:\/\/apcaustralia.net.au\/du-hoc-sinh-uc-lam-the-nao-khi-bi-om-bao-hiem-oshc-se-chi-tra-cho-qua-trinh-kham-chua-benh-ra-sao\/"},"modified":"2021-01-07T11:06:21","modified_gmt":"2021-01-07T04:06:21","slug":"du-hoc-sinh-uc-lam-the-nao-khi-bi-om-bao-hiem-oshc-se-chi-tra-cho-qua-trinh-kham-chua-benh-ra-sao","status":"publish","type":"post","link":"https:\/\/apcaustralia.net.au\/vi\/du-hoc-sinh-uc-lam-the-nao-khi-bi-om-bao-hiem-oshc-se-chi-tra-cho-qua-trinh-kham-chua-benh-ra-sao\/","title":{"rendered":"Du h\u1ecdc sinh \u00dac l\u00e0m th\u1ebf n\u00e0o khi b\u1ecb \u1ed1m, b\u1ea3o hi\u1ec3m OSHC s\u1ebd chi tr\u1ea3 cho qu\u00e1 tr\u00ecnh kh\u00e1m ch\u1eefa b\u1ec7nh ra sao?"},"content":{"rendered":"<p>S\u1eb5n s\u00e0ng du h\u1ecdc \u2013 Du h\u1ecdc sinh \u00dac khi b\u1ecb \u1ed1m s\u1ebd \u0111i kh\u00e1m b\u1ec7nh nh\u01b0 th\u1ebf n\u00e0o? B\u1ea1n s\u1ebd b\u1eaft \u0111\u1ea7u t\u1eeb \u0111\u00e2u? B\u1ea3o hi\u1ec3m OSHC s\u1ebd chi tr\u1ea3 cho qu\u00e1 tr\u00ecnh kh\u00e1m ch\u1eefa b\u1ec7nh cho b\u1ea1n ra sao? B\u1ea1n s\u1ebd c\u00f3 kh\u00e1 nhi\u1ec1u c\u00e2u h\u1ecfi v\u00e0 c\u1ea7n l\u1eddi gi\u1ea3i \u0111\u00e1p. H\u00e3y c\u00f9ng APC t\u00ecm l\u1eddi gi\u1ea3i \u0111\u00e1p qua b\u00e0i vi\u1ebft sau \u0111\u00e2y \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi Annalink \u2013 \u0111\u1ea1i di\u1ec7n ch\u00ednh th\u1ee9c c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m OSHC \u00dac t\u1ea1i Vi\u1ec7t Nam nh\u00e9.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/apcaustralia.net.au\/wp-content\/uploads\/2020\/12\/11.jpg\" alt=\"\" width=\"640\" height=\"299\"><\/p>\n<h3>Khi b\u1ecb \u1ed1m b\u1ea1n s\u1ebd l\u00e0m g\u00ec?<\/h3>\n<p>T\u1ea1i \u00dac khi b\u1ea1n b\u1ecb b\u1ec7nh nh\u1eb9, ch\u1eb3ng h\u1ea1n nh\u01b0 ho, c\u1ea3m l\u1ea1nh ho\u1eb7c vi\u00eam h\u1ecdng, c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u tr\u1ecb b\u1eb1ng thu\u1ed1c kh\u00f4ng k\u00ea \u0111\u01a1n c\u1ee7a hi\u1ec7u thu\u1ed1c.<\/p>\n<p>Tuy nhi\u00ean, n\u1ebfu c\u1ea7n \u0111i\u1ec1u tr\u1ecb y t\u1ebf nh\u01b0ng kh\u00f4ng ph\u1ea3i kh\u1ea9n c\u1ea5p, b\u1ea1n h\u00e3y li\u00ean l\u1ea1c v\u00e0 kh\u00e1m t\u1ea1i ph\u00f2ng kh\u00e1m b\u00e1c s\u0129 GP (b\u00e1c s\u0129 \u0111a khoa) v\u00e0 kh\u00f4ng \u0111\u1ebfn th\u1eb3ng b\u1ec7nh vi\u1ec7n tr\u1eeb phi c\u1ea7n c\u1ea5p c\u1ee9u kh\u1ea9n c\u1ea5p.<\/p>\n<p>B\u00e1c s\u0129 GP s\u1ebd kh\u00e1m, ch\u1ea9n \u0111o\u00e1n v\u00e0 \u0111i\u1ec1u tr\u1ecb b\u1ec7nh t\u1eadt v\u00e0 c\u00e1c v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe kh\u00e1c. H\u1ecd c\u0169ng c\u00f3 th\u1ec3 gi\u00fap t\u01b0 v\u1ea5n s\u1ee9c kh\u1ecfe t\u00e2m th\u1ea7n, ti\u00eam v\u1eafc-xin, gi\u1edbi thi\u1ec7u x\u00e9t nghi\u1ec7m ho\u1eb7c ch\u1ee5p c\u1eaft l\u1edbp, \u0111i\u1ec1u tr\u1ecb v\u1ebft th\u01b0\u01a1ng, k\u00ea \u0111\u01a1n thu\u1ed1c n\u1ebfu c\u1ea7n. Khi b\u1ec7nh c\u1ee7a b\u1ea1n b\u1ecb n\u1eb7ng, h\u1ecd s\u1ebd gi\u1edbi thi\u1ec7u b\u1ea1n \u0111\u1ebfn c\u00e1c b\u00e1c s\u0129 chuy\u00ean khoa v\u00e0 t\u1edbi b\u1ec7nh vi\u1ec7n n\u1ebfu c\u1ea7n \u0111i\u1ec1u tr\u1ecb t\u1ea1i b\u1ec7nh vi\u1ec7n. M\u1ed9t s\u1ed1 GP c\u0169ng chuy\u00ean v\u1ec1 s\u1ee9c kh\u1ecfe ph\u1ee5 n\u1eef, sinh s\u1ea3n \u2026m\u1ed9t s\u1ed1 th\u00ec kh\u00f4ng. Do v\u1eady, n\u1ebfu mu\u1ed1n kh\u00e1m v\u1ec1 d\u1ecbch v\u1ee5 n\u00e0y b\u1ea1n c\u1ea7n g\u1ecdi \u0111i\u1ec7n tr\u01b0\u1edbc cho GP tr\u01b0\u1edbc khi \u0111\u1ebfn tr\u1ef1c ti\u1ebfp.<\/p>\n<h3>B\u1ea1n c\u00f3 th\u1ec3 t\u00ecm b\u00e1c s\u0129 GP \u1edf \u0111\u00e2u?<\/h3>\n<p>B\u00e1c s\u0129 GP c\u00f3 th\u1ec3 c\u00f3 c\u01a1 s\u1edf h\u00e0nh ngh\u1ec1 \u0111\u1ed9c l\u1eadp c\u1ee7a ri\u00eang h\u1ecd ho\u1eb7c l\u00e0m vi\u1ec7c \u1edf trong trung t\u00e2m y t\u1ebf n\u01a1i g\u1ea7n b\u1ea1n s\u1ed1ng, g\u1ea7n tr\u01b0\u1eddng h\u1ecdc c\u1ee7a b\u1ea1n.<\/p>\n<p>Tr\u01b0\u1edbc khi \u0111i kh\u00e1m, b\u1ea1n ki\u1ec3m tra xem OSHC c\u1ee7a m\u00ecnh mua c\u1ee7a h\u00e3ng b\u1ea3o hi\u1ec3m n\u00e0o. H\u00e3y li\u00ean l\u1ea1c v\u1edbi GP m\u00e0 h\u00e3ng \u0111\u00f3 li\u00ean k\u1ebft (g\u1ecdi l\u00e0 ph\u00f2ng kh\u00e1m Direct Billing). Khi \u0111\u1ebfn \u0111\u00fang ph\u00f2ng kh\u00e1m li\u00ean k\u1ebft t\u1ee9c l\u00e0 b\u1ea1n \u0111\u00e3 \u0111i kh\u00e1m \u0111\u00fang tuy\u1ebfn, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c thanh to\u00e1n tr\u1ef1c ti\u1ebfp chi ph\u00ed kh\u00e1m m\u00e0 kh\u00f4ng ph\u1ea3i tr\u1ea3 ti\u1ec1n tr\u01b0\u1edbc.<\/p>\n<p>N\u00ean trao \u0111\u1ed5i v\u1edbi b\u00e1c s\u0129 GP khi h\u1ecd kh\u00e1m v\u00ec \u0111\u00f4i khi b\u1ea1n c\u00f3 th\u1ec3 ph\u1ea3i tr\u1ea3 m\u1ed9t kho\u1ea3n chi ph\u00ed \u2018t\u1ef1 tr\u1ea3\u2019 m\u00e0 OSHC kh\u00f4ng chi tr\u1ea3. Nh\u1edb mang th\u00f4ng b\u00e1o cho b\u00e1c s\u0129 s\u1ed1 th\u1ebb OSHC \u0111\u1ec3 h\u1ecd nh\u1eadp d\u1eef li\u1ec7u v\u00e0 l\u00ean l\u1ecbch cho c\u00e1c cu\u1ed9c h\u1eb9n ti\u1ebfp theo n\u1ebfu b\u1ea1n c\u1ea7n t\u00e1i kh\u00e1m.<\/p>\n<p>Tr\u01b0\u1eddng h\u1ee3p b\u1ea1n kh\u00f4ng \u0111\u1ebfn \u0111\u01b0\u1ee3c c\u00e1c t\u1ed5 ch\u1ee9c y t\u1ebf (GP, b\u1ec7nh vi\u1ec7n t\u01b0) c\u00f3 li\u00ean k\u1ebft \u0111\u1ec3 kh\u00e1m, b\u1ea1n s\u1ebd thanh to\u00e1n ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh v\u1edbi t\u1ed5 ch\u1ee9c \u0111\u00f3 v\u00e0 nh\u1eadn l\u1ea1i c\u00e1c h\u00f3a \u0111\u01a1n. Sau \u0111\u00f3, b\u1ea1n s\u1ebd l\u00e0m th\u1ee7 t\u1ee5c claim (xin ho\u00e0n ti\u1ec1n \u0111\u00e3 tr\u1ea3) v\u1edbi c\u00f4ng ty b\u1ea3o hi\u1ec3m c\u1ee7a m\u00ecnh.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter\" src=\"https:\/\/apcaustralia.net.au\/wp-content\/uploads\/2020\/12\/12.png\" alt=\"\" width=\"387\" height=\"281\"><\/p>\n<h3>OSHC chi tr\u1ea3 chi ph\u00ed y t\u1ebf nh\u01b0 th\u1ebf n\u00e0o?<\/h3>\n<p>H\u1ec7 th\u1ed1ng y t\u1ebf c\u1ee7a \u00dac c\u00f3 Danh m\u1ee5c chi ph\u00ed kh\u00e1m ch\u1eefa b\u1ec7nh \u0111\u01b0\u1ee3c Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh chi tr\u1ea3 cho ng\u01b0\u1eddi b\u1ec7nh g\u1ecdi l\u00e0 MBS (Medicare Benefits Schedule) cho c\u00e1c l\u1ea7n kh\u00e1m b\u00e1c s\u0129 \u0111a khoa. OSHC&nbsp; chi tr\u1ea3:<\/p>\n<ul>\n<li>100% l\u1ec7 ph\u00ed MBS \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf do b\u00e1c s\u0129 ho\u1eb7c b\u00e1c s\u0129 gia \u0111\u00ecnh (GP) \u0111\u00e3 kh\u00e1m ch\u1eefa b\u1ec7nh. N\u1ebfu b\u00e1c s\u0129 c\u1ee7a b\u1ea1n t\u00ednh h\u01a1n l\u1ec7 ph\u00ed MBS quy \u0111\u1ecbnh, b\u1ea1n s\u1ebd ph\u1ea3i tr\u1ea3 kho\u1ea3n ch\u00eanh l\u1ec7ch. \u0110\u00e2y g\u1ecdi l\u00e0 chi ph\u00ed t\u1ef1 tr\u1ea3 b\u1eb1ng ti\u1ec1n t\u00fai.<\/li>\n<li>85% l\u1ec7 ph\u00ed MBS \u0111\u1ed1i v\u1edbi c\u00e1c d\u1ecbch v\u1ee5 y t\u1ebf do c\u00e1c chuy\u00ean khoa cung c\u1ea5p ch\u1eb3ng h\u1ea1n nh\u01b0 ch\u1ee5p tia X, th\u1eed m\u00e1u v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 b\u1ec7nh l\u00fd kh\u00e1c.<\/li>\n<\/ul>\n<p>V\u00ed d\u1ee5: N\u1ebfu GP k\u00ea thanh to\u00e1n v\u1edbi m\u1ee5c 23, Ch\u00ednh ph\u1ee7 quy \u0111\u1ecbnh t\u1ea1i m\u1ee5c n\u00e0y ph\u00ed MBS hi\u1ec7n l\u00e0 $40 nh\u01b0ng GP c\u1ee7a b\u1ea1n t\u00ednh ph\u00ed $50, b\u1ea1n s\u1ebd nh\u1eadn l\u1ea1i \u0111\u01b0\u1ee3c Ph\u00ed MBS l\u00e0 $40 t\u1eeb OSHC, ngh\u0129a l\u00e0 chi ph\u00ed t\u1ef1 tr\u1ea3 c\u1ee7a b\u1ea1n s\u1ebd l\u00e0 $10 (50-40 =10)<\/p>\n<h3>OSHC chi tr\u1ea3 kh\u00e1m ch\u1eefa b\u1ec7nh t\u1ea1i b\u1ec7nh vi\u1ec7n t\u01b0 nh\u01b0 th\u1ebf n\u00e0o?<\/h3>\n<p>B\u1ec7nh vi\u1ec7n th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho c\u00e1c tr\u01b0\u1eddng h\u1ee3p kh\u1ea9n c\u1ea5p y t\u1ebf. T\u1ea1i \u00dac, c\u00f3 c\u00e1c b\u1ec7nh vi\u1ec7n c\u00f4ng (do ch\u00ednh quy\u1ec1n bang s\u1edf h\u1eefu v\u00e0 \u0111i\u1ec1u h\u00e0nh) v\u00e0 b\u1ec7nh vi\u1ec7n t\u01b0 nh\u00e2n (do c\u00e1 nh\u00e2n ho\u1eb7c t\u1ed5 ch\u1ee9c c\u00e1 nh\u00e2n \u0111i\u1ec1u h\u00e0nh).<\/p>\n<p>C\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m cung c\u1ea5p OSHC \u0111\u1ec1u c\u00f3 li\u00ean k\u1ebft v\u1edbi b\u1ec7nh vi\u1ec7n t\u01b0 nh\u00e2n \u0111\u1ec3 th\u00e0nh vi\u00ean c\u1ee7a c\u00f4ng ty l\u1ef1a n\u01a1i kh\u00e1m ch\u1eefa b\u1ec7nh th\u00edch h\u1ee3p.<\/p>\n<p>Khi b\u1ea1n \u0111\u1ebfn kh\u00e1m t\u1ea1i b\u1ec7nh vi\u1ec7n t\u01b0 c\u00f3 li\u00ean k\u1ebft, b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c c\u00e1c quy\u1ec1n l\u1ee3i t\u1ed1t h\u01a1n so v\u1edbi b\u1ec7nh vi\u1ec7n t\u01b0 kh\u00f4ng \u0111\u01b0\u1ee3c li\u00ean k\u1ebft mi\u1ec5n l\u00e0 d\u1ecbch v\u1ee5 b\u1ea1n nh\u1eadn \u0111\u01b0\u1ee3c c\u00f3 trong th\u1ecfa thu\u1eadn c\u1ee7a c\u00f4ng ty b\u1ea3o hi\u1ec3m v\u1edbi b\u1ec7nh vi\u1ec7n v\u00e0 bao g\u1ed3m trong b\u1ea3o hi\u1ec3m OSHC c\u1ee7a b\u1ea1n.<\/p>\n<h3>Th\u00f4ng th\u01b0\u1eddng li\u00ean l\u1ea1c v\u1edbi OSHC, b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c tr\u1ee3 gi\u00fap g\u00ec?<\/h3>\n<p>H\u00e3ng b\u1ea3o hi\u1ec3m n\u00e0o c\u0169ng c\u00f3 \u0111\u01b0\u1eddng d\u00e2y H\u1ed7 tr\u1ee3 v\u00e0 S\u1ee9c kh\u1ecfe Sinh vi\u00ean qu\u1ed1c t\u1ebf 24\/7 \u0111\u1ec3 h\u1ed7 tr\u1ee3 b\u1ea1n.<\/p>\n<ul>\n<li>&#8211; \u0110\u0103ng k\u00ed d\u1ecbch v\u1ee5 kh\u00e1m ch\u1eefa b\u1ec7nh v\u1edbi b\u00e1c s\u0129<\/li>\n<li>&#8211; D\u1ecbch v\u1ee5 t\u01b0 v\u1ea5n s\u1ee9c kh\u1ecfe, kh\u00e1m b\u1ec7nh<\/li>\n<li>&#8211; T\u01b0 v\u1ea5n ph\u00e1p l\u00fd kh\u1ea9n c\u1ea5p,<\/li>\n<li>&#8211; H\u1ed7 tr\u1ee3 t\u00e0i li\u1ec7u v\u1ec1 quy\u1ec1n l\u1ee3i b\u1ea1n \u0111\u01b0\u1ee3c h\u01b0\u1edfng,<\/li>\n<li>&#8211; H\u01b0\u1edbng d\u1eabn kh\u00e1m ch\u1eefa b\u1ec7nh,<\/li>\n<li>&#8211; D\u1ecbch v\u1ee5 tin nh\u1eafn cho gia \u0111\u00ecnh v\u00e0 b\u1ea1n b\u00e8 khi b\u1ea1n c\u1ea7n,<\/li>\n<li>&#8211; H\u1ed7 tr\u1ee3 duy tr\u00ec c\u00e1ch s\u1ed1ng kh\u1ecfe m\u1ea1nh \u1edf \u00dac,<\/li>\n<li>&#8211; D\u1ecbch v\u1ee5 phi\u00ean d\u1ecbch n\u1ebfu c\u1ea7n.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>S\u1eb5n s\u00e0ng du h\u1ecdc \u2013 Du h\u1ecdc sinh \u00dac khi b\u1ecb \u1ed1m s\u1ebd \u0111i kh\u00e1m b\u1ec7nh nh\u01b0 th\u1ebf n\u00e0o? B\u1ea1n [&hellip;]<\/p>\n","protected":false},"author":13,"featured_media":2561,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"spay_email":""},"categories":[56,42,46],"tags":[47,48,49,50,51,52,53],"jetpack_featured_media_url":"https:\/\/apcaustralia.net.au\/wp-content\/uploads\/2020\/12\/10.png","_links":{"self":[{"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/posts\/3178"}],"collection":[{"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/users\/13"}],"replies":[{"embeddable":true,"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/comments?post=3178"}],"version-history":[{"count":0,"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/posts\/3178\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/media\/2561"}],"wp:attachment":[{"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/media?parent=3178"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/categories?post=3178"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/apcaustralia.net.au\/vi\/wp-json\/wp\/v2\/tags?post=3178"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}